According to tech veterans, it is not a smart move to buy an iPhone insurance plan. Juxtapose, it might look a little crazy when you consider not paying insurance for a thousand dollar phone.
However, the costs of equipment protection plans are always high. Also, the benefits of repairing or replacing are comparatively low due to the quality issues and other loopholes.
IPhone insurance can be odd sometimes when you have to spend hundreds of dollars on purchasing the device and spend extra money monthly to pay for the insurance charges.
You think claiming for insurance will help you cover against the damage, theft and other mishaps for a few more dollars. But when you dig into details of what these insurance plans really offer as compare to what they show, you will definitely think twice before investing your money.
Following are some ideas to protect your phone from certain damages reasons and why you shouldn’t buy iPhone insurance:
Opting for an insurance plan means you have to pay a certain amount of money every month. It actually sounds like a traditional house or car insurance. However, if you take a sum of all these installments you will notice that it will cost you more than the amount you’ve actually paid for your phone.
Paying a few more extra dollars is fine but spending too much money doesn’t make any sense when you can avoid this flat fee. Plus, they offer flat fees which mean you have to pay the same (fixed) amount every month.
Similar to other insurance policies, when you make a claim, you also have to pay an additional fee which is known as the deductible. This means you either have to pay for replacing or repairing your phone, or the amount will be deducted during the settlement of cash. Deductibles fall between $25 and $300 per claim.
This deal can work in your favor if your phone is totally ruined whereas, in the case of repairing, deductibles might cost you a big amount.
For instance, you have an incident and you need a new phone. However, you won’t get a new phone. With all the monthly insurance and deductibles you will not be able to get a new phone because of the company’s strange policy where they offer used phones to people which have been opened and repaired. They mostly refurbish a client’s phone by offering them a used and broken phone.
Being a paying customer, people expect good services in exchange for money. Whereas with this type of insurance policy people mostly complain about the lost paperwork, rude behavior of employees and delay in the process.
You can protect your phone with the silicone covers and can use a screen protector to prevent your screen from damage. In case if you need a new one then you can concern local mobile retailers also. Or visit Any Time Tablet Hire to get the latest event technology in your hand.